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Guaranteed Issue Life

For ages 40-80.   A True Guaranteed Issue whole life with No health Questions.

Medicare Supplements

Compare the Rates of multiple Medicare supplement plans.

Home Loan Insurance with Living Benefits, makes the ideal home mortgage Payoff insurance,  as well as the ideal family income protection, because it include no cost, "living benefit riders",  that may allow access to the policy death benefits while still living, in the event of a critical illness, chronic illness, or a terminal illness.

Purchasing Living Benefit Term Life Insurance in an amount adequate to cover your mortgage balance, and  any additional funds you may wish to set aside for an  emergency fund, college fund,

daily living expenses, funeral, burial and final expenses, etc.,  is an affordable way to, 

"Leave A Deed . . . Not A Debt."

Please make Certain Your Family will NOT lose Their home in foreclosure .   .    .    Just  because they were not adequately protected by (HLI) Home Loan insurance mortgage protection, from the financial burden that often follows when a home owner dies, or even survives a lengthy critical illness like a Heart Attack,  Stroke, or Cancer. 

Don't mistake (PMI) Mortgage Insurance with (HLI) Home Loan Insurance mortgage protection.   (PMI) Mortgage insurance protects your lender and is required by your lender, if your mortgage balance is 80% or greater than the appraised value.  It does not protect against foreclosure, but merely insures your lender will get their money if you fail to pay as agreed and they have to foreclose.   PMI does not protect your family.

Without adequate protection from the loss of income and the added expense of medical care, nursing care and home health care, your family may never fully recover financially, or emotionally,  even if you recover physically.

      Stroke:                Every 40 seconds someone in the U.S. has a stroke. 
                                    In the U.S. Stroke is the third leading cause of death,
                                    but it is a leading cause of long-term disability.

      Cancer:                Every  30 seconds a New Cancer is diagnosed. 
                                    More than half of Americans diagnosed with cancer
                                    will survive for at least 5 years.

      Heart  Attack:   Every 44 seconds someone suffers a heart attack.   
                                    Three-quarters of all male, first-time heart attack victims
                                    aged 35-54 survive at least 5 years.

      Death, or insurability:  On a statistically average day, 6,000 people die

                                                  and 19,000 become uninsurable.